When filing a property insurance claim, whether residential or commercial, it is important to have everything in order to ensure that the claim will be processed appropriately. Otherwise, it take a considerable amount of time for you to receive your payout, and in some cases, insurers may even deny what would be a legitimate claim for damages. Because these insurance benefits can be imperative for recovering from damages and moving forward with your life, every step should be taken to avoid this outcome.
However, it is important to know that sometimes insurance companies wrongfully deny or delay residential and commercial property insurance claims, even if the policyholder did not make any mistakes. In these situations, the dedicated team of Jessica Rutzick & Associates can help those in Wyoming, Montana, and Idaho understand their legal rights and options and pursue the benefits they deserve.
Missteps with Property Insurance Claims
Unfortunately, it can be difficult to pursue a property insurance claim on your own. These claims are often complicated, requiring substantial documentation and evidence of damages in order to be considered complete. Therefore, it is essential to fully understand the steps you should take before filing a claim, as well as the mistakes you need to avoid. The following is a brief list of some of the most common mistakes that people make when filing an insurance claim:
- Failure to contact the insurer in a timely manner
- Failure to appropriately document damages
- Failure to keep damaged items as evidence
- Misunderstanding what is covered under your policy
These errors frequently lead to insurance claims being denied or delayed. However, just because a claim was denied or delayed does not necessarily mean that you did anything wrong; in fact, many insurers purposefully seek to deny legitimate claims simply to increase profits.
Contact a Property Insurance Lawyer
If you have suffered property damages and your insurer is refusing to pay your valid, legitimate commercial or residential property insurance claim, you may be able to take legal action to get the compensation you deserve. Contact an attorney from Jessica Rutzick & Associates today by calling (307) 733-8140 to learn more about how we can help you fight for the justice you deserve.