In the United States, insurers have a responsibility to act in good faith and treat their policyholders fairly. Practically speaking, this means that insurance providers are responsible for making every reasonable effort to process claims appropriately. Sadly, many insurance companies do not take this duty seriously, choosing instead to act in ways intended to deprive policyholders of the compensation they need and deserve.
When an insurer acts in bad faith towards a client, it may not only be held legally accountable for the costs of denied or delayed claims, but it may also be liable for excess damages if its conduct was particularly reprehensible. At Jessica Rutzick & Associates, we can help those in Wyoming, Idaho, and Montana determine if they are victims of insurance bad faith and fight for the payout they deserve.
Common Indicators of Insurance Bad Faith
Recognizing the signs of insurance bad faith can be important for policyholders whose claims have been unfairly handled. The following is a brief listing of some of the more common signs that your insurance company may be acting in bad faith:
- Failure to acknowledge or respond to a claim
- Reducing claim values without providing justification
- Refusing to recognize evidence of property damage
- Changing the terms of your policy without notice
All of these issues may indicate that your insurance company is acting in bad faith and is attempting to avoid paying your claim.
Contact a Bad Faith Insurance Attorney
If you have been the victim of insurance bad faith, you don’t have to accept this deceptive behavior and cover your damages on your own. Contact a lawyer from Jessica Rutzick & Associates today by calling our offices at (307) 733-8140 to speak with a qualified member of our legal team and learn more about what your rights and options under the law may be.