Insurance claims can be complicated, especially when they involve insurance bad faith. As such, those whose insurance companies are unfairly refusing to pay their claims often have a number of questions about their legal rights and options in this situation. At Jessica Rutzick & Associates, P.C., our legal team understands how important it is for you to get reliable, informative answers to your questions, and therefore our knowledgeable lawyers have put together the following list of frequently asked questions, along with their answers.
If your question isn’t currently available here, or if you would like to speak directly with a well-qualified insurance attorney, please contact our offices today by calling (307) 733-8140.
What if I can pay for costs myself?
Even if you can technically pay for the costs of your accident or injury on your own, you should still consider filing a personal injury claim. Many people fail to file claims because they think that it will take too much time or cost even more money, but when another person causes you injury and cost, that person should be held accountable for his or her actions. You should not have to bear the burden of responsibility when you did not do anything wrong. Additionally, many people are able to get more money than they believed and in a shorter period of time than expected, alleviating much of the burden of an accident or injury.
Is a truck driver or trucking company responsible for my injuries?
It depends. If your accident with an 18-wheeler vehicle was the result of a driver’s individual error or negligence, then the driver is likely the person to blame. However, sometimes a trucking company is responsible for your accident because of company oversight or negligence. For instance, if the company hired negligently, didn’t train its employees properly, didn’t maintain its vehicles, or required drivers to extend their hours beyond regulations, then the company might be to blame for your accident. The best way to determine which party is at fault is to speak with a lawyer from Jessica Rutzick & Associates, P.C.
How do I know if I should file a personal injury lawsuit?
After being involved in an accident or otherwise injured, many people are uncertain of what their options are and what they can do. This is especially true when they are considering filing a personal injury claim but are not sure whether they should file the claim or not. Generally, if you believe you can prove that another party was responsible for causing your accident, injury, or undue harm, you should try to file a personal injury claim. Additionally, when you believe this is the case, you should speak with a lawyer who can help you determine whether you or not you are likely to get compensation.
Should I just pay for my costs myself if I am able to?
Some people have the financial means to pay for their injuries, treatment, property repair, and other costs that tend to accompany unexpected injuries and illnesses; however, this doesn’t mean that they should assume those costs when another person caused the injury or illness. Personal injury law exists to hold those people who cause others harm financially accountable. So why pay for these costs yourself?
How much compensation will I receive?
It is impossible to determine how much financial compensation a plaintiff will receive if he or she wins a personal injury claim. No one can guarantee a specific amount of compensation; however, an experienced personal injury lawyer will be able to evaluate your situation and give you an estimate of what you might receive. Additionally, an attorney can help you determine exactly how much compensation you should pursue.
Was a truck company or trucker responsible for my accident?
If you’ve been involved in a truck accident with a large 18-wheeler, you may want to hold another party responsible for your injuries and losses. However, it can be difficult to know exactly which party to file a claim against, especially when you believe it was either the trucking company or the truck driver who was responsible for your accident. In cases where irresponsible hiring practices, failure to train, improperly maintained vehicles, and other similar negligent practices cause an accident, the company may be held accountable. On the other hand, actions such as speeding, tailgating, or other reckless driving are typically the fault of the driver.
Do you charge for an initial consultation?
How do you bill for work performed?
Our insurance bad faith, ERISA, and personal injury cases are handled on a contingency basis, in which Jessica Rutzick & Associates, P.C. retains a percentage of any monetary award you receive in compensation for your case, such as a settlement or in court. We also pay for costs of the suit up front and are reimbursed once the case settles from the settlement amount, so that you do not have to pay anything out of pocket to pursue your claim. Should you receive no compensation, you will owe NO attorney’s fees, but will be responsible for all costs incurred.
In which states do you practice law?
Jessica Rutzick is licensed to practice in Wyoming, Idaho, Montana, and Minnesota. If a case is filed in a different state, a local attorney from that state may work with our firm with authorization from the court. Both attorney’s fees for Jessica Rutzick & Associates, P.C. and the local attorney’s fees are included in the representation agreement entered into with us, so the client does not pay additional fees for the local lawyer’s services.
More Frequently Asked Insurance Questions
- How can an attorney help me?
- How long will it take for me to get compensation?
- Is my claim covered by my insurance policy?
- Was my insurance agent negligent?
- What are “deceptive practices”?
- What is an insurance bad faith claim?
- What is the difference between individual health insurance policies and group health insurance policies?
- What questions should I ask in a first meeting with an attorney?
- What should I do if my insurance company won’t pay for my claim?
- Why is it important to determine if your policy is individual or group?